I will provide monthly bookkeeping and tax-ready financial statements

I will keep your books clean every month and hand you tax-ready financial statements, so filing season is a non-event instead of a scramble.

Running a small business is hard enough without a shoebox of receipts and a bank feed you haven't looked at since March. I do the unglamorous, essential work of categorizing transactions, reconciling accounts, and closing your books on a predictable monthly cadence. You get accurate numbers you can actually trust, plus a clean set of statements your accountant (or tax software) can use without a single follow-up email.

What you get

• Monthly transaction categorization across all your business bank and credit card accounts, mapped to a clear, consistent chart of accounts.
• Bank and credit card reconciliations so your books match reality down to the cent — no phantom balances, no missing deposits.
• Profit & Loss (income statement) showing revenue, cost of goods sold, expenses, and net profit for the period.
• Balance Sheet summarizing assets, liabilities, and equity as of the close date.
• General Ledger detail so every number traces back to its source transactions.
• Cash flow summary (Standard and Premium) so you can see where money actually went, not just what hit the P&L.
• Uncategorized / "ask my client" list — a short, plain-English set of questions for anything I genuinely can't classify on my own.
• A tax-ready year-end package that bundles your statements into a single, organized handoff for your CPA or tax preparer.
• A short monthly note flagging anything unusual: a spike in a category, a duplicate charge, a vendor you might be overpaying.

I work primarily in QuickBooks Online and Xero, and I can also operate from spreadsheets and bank exports if you don't run dedicated software yet. If you're not on any platform, I'll help you get a basic structure stood up before the first close.

Plans

Feature	Basic	Standard	Premium
Accounts reconciled	1 account	Up to 3 accounts	Up to 6 accounts
Monthly transaction volume	Light (low activity)	Moderate	High volume
Transaction categorization	Included	Included	Included
Bank & card reconciliation	Included	Included	Included
Profit & Loss statement	Included	Included	Included
Balance Sheet	Included	Included	Included
Cash flow summary	—	Included	Included
Accounts payable / receivable tracking	—	Add-on	Included
Year-end tax-ready package	—	Included	Included
Monthly review note	Brief	Detailed	Detailed + call option
Turnaround after month-end	Standard	Priority	Priority

Every tier delivers genuinely reconciled, tax-ready books. The difference is volume, account count, and how much advisory context comes attached. If your needs sit between two tiers, tell me your numbers and I'll point you to the honest fit rather than upselling you.

How it works

1. Discovery. You tell me your business type, how many accounts you have, roughly how many transactions hit them each month, and what software (if any) you use. I confirm scope and the right tier before we start.
2. Secure access setup. You grant me view/accountant access to your accounting platform, or share read-only bank exports. I never need your banking login passwords, and I'll walk you through the least-risky access method for your setup.
3. Cleanup baseline (first month only). If your existing books are messy or you're starting fresh, I do a one-time review to set up or correct your chart of accounts and establish a clean opening position. I'll tell you upfront if this is needed.
4. Monthly close. After each month ends, I categorize transactions, reconcile every account, and resolve open items. Anything ambiguous goes onto a short question list for you.
5. Delivery. You receive your P&L, Balance Sheet, and supporting reports, along with a plain-English note on anything worth your attention.
6. Year-end handoff. At fiscal year-end, I assemble the tax-ready package so your accountant can file without chasing you for missing pieces.

Why choose this

I treat bookkeeping as a recurring relationship, not a one-off data dump. Because I close your books the same way every month, the numbers stay comparable period over period — which is exactly what makes them useful for decisions and painless at tax time. I'm meticulous about reconciliation: if your books say you have a balance, that balance is real and verified against the statement.

I also communicate like a human. You won't get a wall of accounting jargon. When something looks off, I explain it in normal language and tell you what (if anything) you need to do. And I'm honest about scope. Bookkeeping is recording and organizing what already happened; it's distinct from tax preparation, audit, and CFO-level forecasting. I'll keep your records clean and tax-ready, and I'll tell you plainly when a question belongs with a licensed tax professional instead.

Who it's for / use cases

• Freelancers and solo operators who need clean books but don't want to spend evenings categorizing transactions.
• Small businesses and e-commerce sellers with steady monthly activity that's outgrown a spreadsheet.
• Service firms, agencies, and consultants who want reliable P&L visibility on their margins.
• Founders preparing for tax season who are tired of the year-end fire drill.
• Business owners switching bookkeepers who need someone reliable to take over a monthly cadence.
• New businesses that want to start with proper books from month one instead of cleaning up a mess later.

FAQ

Q: Do you also file my taxes? No. I'm a bookkeeper, not a tax preparer or licensed accountant. I prepare accurate, organized, tax-ready statements that make filing straightforward, but the actual return should be filed by you or a qualified tax professional. Clean books make their job faster and cheaper.

Q: What accounting software do you support? Primarily QuickBooks Online and Xero. I can also work directly from bank exports and spreadsheets if you don't use dedicated software yet, and I'll help you choose and set up a platform if you want one.

Q: How do you access my financial data securely? Through your platform's accountant or view-only access, or via read-only bank statement exports you provide. I don't need your banking passwords. We'll use the most secure access method that fits your setup.

Q: My books are a mess / I'm behind several months. Can you help? Yes. I'll assess the backlog first and tell you honestly what cleanup is needed before regular monthly service can run smoothly. Catch-up work is scoped separately from ongoing monthly bookkeeping so you know exactly what you're getting.

Q: How quickly will I get my statements each month? I deliver after the month closes and your bank/card statements are available, since reconciliation depends on final statements. Standard and Premium tiers receive priority turnaround. I'll give you a specific target date during onboarding.

Q: What if I have transactions you can't categorize? I compile a short, plain-language question list for anything genuinely ambiguous — usually a handful of items. You answer once, I record it, and similar transactions get handled automatically going forward.

Q: Can you handle invoicing, payroll, or paying my bills? Core monthly service covers categorization, reconciliation, and statements. Accounts payable/receivable tracking is available on Standard and Premium. Full payroll processing is outside this service, though I can reconcile payroll entries that flow through your accounts.

Q: What do you need from me to get started? A quick rundown of your business, the number and type of accounts, your rough monthly transaction volume, your software (if any), and access to your data. From there I confirm the right tier and schedule your first close.